Loan Against Property

Unlock the value of your property and get high-value funding for business, education, expansion or personal needs with flexible repayment and low interest rates.

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What is Loan Against Property?

Loan Against Property (LAP) is a secured loan where you mortgage your residential or commercial property to get a high-value loan. It is ideal for business expansion, education, medical needs or large financial requirements while still allowing you to retain ownership of your property.

Features & Benefits of LAP

High Loan Value

Get up to 70% of your property value as funding support.

Low Interest Rate

Lower interest rates compared to unsecured personal loans.

Flexible Usage

Use funds for education, business, medical or personal goals.

Long Repayment Tenure

Comfortable EMI options with extended repayment flexibility.

Eligibility for LAP

Applicant must be Indian resident
Age between 21 to 65 years
Stable income source required
Property must be legally owned
Good credit history preferred

Documents Required

Identity Proof

Aadhaar Card
PAN Card
Address Proof

Income Proof

Salary slips / ITR
Bank statements

Property Documents

Property ownership papers
Registry documents
Tax receipts

Application Process

Apply Online

Submit your LAP application with property details.

Document Check

Verification of ownership papers and income documents.

Property Valuation

Property inspection and eligibility assessment process.

Loan Approval

Approved amount gets disbursed directly to your account.

Apply for Loan Against Property

Get maximum value from your property with reliable and flexible financing solutions tailored to your needs.