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Health insurance offers financial support for hospitalization expenses, medicines, doctor consultation fees and other medical costs. Considering rising medical inflation, health insurance has become an important necessity.

Life insurance provides financial support to the family of the policyholder in case of unfortunate demise. Some policies also include savings and investment benefits, helping secure your family's future.

Yes. As per the Motor Vehicles Act in India, all vehicles must have third-party motor insurance. Comprehensive insurance provides coverage for both third-party damages and your own vehicle damages.

Personal accident insurance covers medical expenses caused due to accidents and provides compensation in case of disability or accidental death.

Health insurance premiums qualify for tax deductions under Section 80D of the Income Tax Act. Life insurance premiums are eligible under Section 80C and maturity benefits may be tax-free under Section 10(10D).

Riders or add-ons are optional coverages that can be added to your insurance policy for extra protection at a comparatively low additional cost.

The premium is the amount paid by the policyholder to purchase and maintain an insurance policy. It depends on factors like age, coverage amount and policy type.

Sum assured refers to the guaranteed amount payable in life insurance. Sum insured refers to the maximum amount covered under general insurance policies such as health or motor insurance.

A nominee is the person appointed by the policyholder to receive the policy benefits in case of the policyholder’s unfortunate demise. Usually spouse, children or parents are appointed as nominees.