Micro & Small LAP

Unlock business growth with Loan Against Property for micro, small & medium enterprises. Use your property to get high-value funding for expansion, working capital & business needs.

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What is Micro & Small LAP?

Micro & Small Loan Against Property (LAP) is a secured loan where you mortgage your residential or commercial property to get funding for business needs. It is ideal for MSME owners looking for large funding at lower interest rates compared to unsecured loans.

Features & Benefits

High Loan Value

Get large funding based on property value.

Lower Interest Rate

Cheaper than unsecured business loans.

Business Expansion

Use funds for growth, machinery, stock or expansion.

Flexible Tenure

Long repayment period for easy EMIs.

Eligibility

Business owner or self-employed professional
Valid residential or commercial property
Stable income or business turnover
Good credit history preferred

Documents Required

Identity Proof

Aadhaar Card
PAN Card
Address Proof

Income Documents

ITR (Last 2–3 Years)
Bank Statements
Business Proof

Property Documents

Property Papers
Registry Documents
Ownership Proof

Application Process

Apply Online

Submit application with property & business details.

Property Verification

Property valuation & verification by our team.

Approval Process

Loan approval based on business eligibility.

Fund Disbursement

Fast disbursement directly to business account.

Grow Your Business Today

Get high-value funding against your property with easy EMIs and take your business to the next level.